Terms of use

Understand these conditions before using the information and consultation point

By using this site, you acknowledge the consultative nature of its content and agree to make requests lawfully, truthfully and with authorization. Actual services and commercial conditions are confirmed separately.

No identity documents required for an inquiry

Merchants remain responsible for authority and lawful use

Actual terms are governed by valid written documents

Information and consultation

bifu.us provides general information and an integration-consultation point relating to Philippine payments. Website content does not constitute banking, electronic-wallet, payment-institution, legal, tax, investment or other regulated professional services, and does not replace formal business and channel review, quotations, contracts or technical documents.

Authority and lawful use

  • You must be authorized to make an inquiry for the relevant merchant or entity and must provide true, accurate and complete information.
  • You are responsible for confirming that the business model, goods or services, source of funds, transaction purposes and target market are lawful, and for obtaining all required licenses, authorizations and user consents.
  • An initial inquiry does not require an ID card, passport, business registration certificate, or copy or photo of those documents. Provide only truthful business and transaction-requirement information. We may still discontinue discussions or integration where information is insufficient, risks do not match or channel requirements are not met.

Third-party brands and external services

GCash, Maya, QRPH and all other third-party names and trademarks belong to their respective owners. Descriptions of payment methods or technical compatibility do not indicate that Bifu Payments is affiliated with, authorized by, endorsed by or officially partnered with those brands.

This site may link to Telegram or other third-party websites. Third-party services are controlled by their respective operators; this site does not guarantee their availability, content, privacy or security practices. Verify the address and terms before visiting.

No commitment and commercial conditions

  • Page content and preliminary discussions do not promise merchant acceptance, channel activation, fixed rates, success rates, limits, settlement schedules, launch dates or continuous availability.
  • Rate tables, market information and operating metrics are references for discussion at that time. Actual conditions are governed by valid written documents signed or confirmed after business and channel review.
  • Whether an actual service is provided, and the service provider, flow of funds, allocation of responsibilities and exception handling, must be specified separately.

API and technical information

API requests, responses, callbacks, signatures and code examples are illustrative only. Unless expressly stated in formal technical documents, page content is not a complete specification, usable credential, service level or production guarantee. You must validate implementations in an isolated environment and must not use example keys or unconfirmed parameters for transactions involving real funds.

Prohibited uses

  • Do not use this site or any subsequent integration for fraud, money laundering, unauthorized transfers, sanctions evasion or other unlawful activity.
  • Do not submit false entity or transaction information or misuse another person's identity, brand, account or authorization.
  • Do not probe, disrupt or bypass security or access controls for the site, APIs, accounts or channels.
  • Do not reproduce page content or third-party marks to fabricate partnerships, qualifications, quotations or service capabilities.

Updates and contact

We may update these terms as site functions, processing practices or service boundaries change, and the version published on this page will apply. Important commercial conditions will not be replaced solely through website terms where the parties have already specified them in writing. Use the site's primary Telegram contact for questions about these terms or integration conditions.

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No identity documents are required. Ask about these page terms or commercial conditions that remain to be confirmed.

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